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When performing a quote for landlords house insurance it is important to remember that you should be insuring the property for its rebuild value and not the sale price which can often be much higher. An insurer will only pay the maximum amount of the rebuild value should the worst occur so insuring the property for a higher value would simply increase your premium which will make your chances of obtaining cheap landlords house insurance lower. Landlords house insurance quoteIt is important to be aware that as standard, a landlords house insurance policy will only provide cover for contents in the property which are owned by the landlord and are for use by the tenant, the policy would not provide any cover for the tenants own contents nor any contents being stored in the property by the landlord. We specialise in landlords house insurance and can provide contents only policies if needs be. When arranging your landlords insurance quote you will want to check that it includes property owners liability just incase the tenant(s) injures themselves inside your property and holds you liable which could obviously result in very large legal expenses and such like. Most landlords house insurance policies will include property owners liability as standard but we recommend that you carefully read through the keyfacts and policy wording to make sure the policy meets your requirements. |