Buy to let insurance

We provide instant online quotes for buy to let insurance from several insurers meaning you no longer have to spend hours searching around for the best deal. Because we specialise in buy to let insurance we can provide some of the most competitive quotations on the internet which will not only save you money but also time meaning you can concentrate on your own business, being a landlord! You can perform a quote online today and make payment using a credit or debit card for immediate cover.

It is important to be aware that a standard house insurance policy will not usually provide any cover for a property which is let which is why you need to arrange for a specific buy to let insurance policy to be in place for your property. The benefits of a buy to let insurance policy are that they usually include things such as property owners liability and loss of rent(following an insured peril). Obviously failure to have a buy to let insurance policy in place could lead to a huge financial loss should the worst happen.

Buy to let insurance quote

When initiating buy to let insurance it is important to make sure you insure the building for the re-instatement value and not the sale price which is usually much higher. Failure to insure your property for the correct amount could lead to disaster should the unexpected occur which is why it is highly recommend that you have a full structual survey before arranging any buy to let insurance for your property. There are alternatives to structual surveys such as online estimates for the rebuild value although these cannot guarantee accuracy so are not advised. As a specialist broker we can also provide business insurance which can cover anything from landlords to liability.

When arranging a buy to let insurance policy it is important to remember that it will usually only provide contents cover for items which are owned by the landlord and are in the property for use by the tenant. This means that any of the landlords contents which are simply being stored in the property would generally not be covered and the tenants own contents wouldn't be covered under a buy to let insurance policy.